Built for Nigerian Banks & Fintechs

Stop Fraud Fast.
Four AI Agents.

Copilot learns how your users actually move money. Shield stops the transfer that doesn’t fit. Ghost gives even a fully-scammed user a way back. All in the 10 seconds NIP gives you.

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Built for a Market Losing Billions a Quarter

Nigerian fraud losses jumped 603% between Q1 2024 and Q1 2025, with over a third of institutions still failing to report their total exposure. Fable is built to sit directly inside the transfer flow itself. By scoring every transaction across six signal layers in under 200 milliseconds, it stops fraudulent transfers instantly, without ever becoming a bottleneck for your legitimate users.

Nigerian fraud losses jumped 603% between Q1 2024 and Q1 2025. Fable sits directly inside the transfer flow, scoring transactions in under 200ms to stop fraud instantly without slowing legitimate users.

₦0.00bn

Lost to fraud

In Q1 2025 alone. Reported by NIBSS.

0ms

Decision budget

Scores every flagged transfer. Inside the transfer flow.

Clearing window

The strict NIP window. Money never becomes bottleneck.

AI Agents

Work seamlessly together. Without adding friction.

How Fable Works

Copilot Learns Before It Ever Has to Act

From day one, Copilot builds a behavioral baseline per user: who they pay, when, how much, and from which devices. A transfer that matches the pattern clears with zero added friction.

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Shield Steps in When Something Doesn't Fit

New recipient, odd hour, urgent narration, wrong channel. Shield scores every flagged transfer across six signal layers and explains the call in plain language, inside a 200ms budget.

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Ghost Buys Back the Money, Even After the User Says Yes

If a user overrides a block anyway, Ghost routes the transfer into a disposable holding account with a cooling window, so a fully-scammed user still doesn't lose the money outright.

See the pipeline